The things that don’t announce themselves.
A monthly letter from Gary Corderman. Twelve issues, one for each part of a financial life, and every one of them ends with a single thing you can check in your own accounts in about fifteen minutes.
Nothing is on fire. That’s exactly why these sit unaddressed for years.
- Issues in the series
- 12Issues in the series
- Domains covered
- 8Domains covered
- Minutes per check
- ~15Minutes per check
- Tuesday of the month
- 2ndTuesday of the month
Every issue ends with something you can go and check.
Not “consider reviewing your beneficiary designations.” Instead: log into the old 401(k) and read the beneficiary line.
That specificity is the whole difference between this and every other advisor newsletter. The letter takes one domain a month, names the failure that usually hides inside it, shows what it quietly costs, and then hands you the fifteen minutes of work that tells you whether it applies to you.
No market commentary. No forecasts. No reaction to this week’s headlines. The scarcity here is Gary’s attention, not a deadline.
The eight domains, one per issue
- 01Tax strategy
- 02Equity & concentration
- 03Liquidity & transitions
- 04Risk & insurance
- 05Estate & legacy
- 06Charitable giving
- 07Income & cash flow
- 08Freedom & life design
The whole year, published in advance.
Most newsletters don’t tell you what’s coming because they don’t know. This one is a designed sequence with an end, so here it is.
- 01Sep ’26Sep ’26
The form that outranks your will
A document you signed years ago and haven’t thought about since.
Estate & legacyThe quiet risk
Read - 02Oct ’26Oct ’26
When one company becomes your whole plan
Nobody decides to put a quarter of their wealth in one stock.
Equity & concentrationThe quiet risk
In draft - 03Nov ’26Nov ’26
The order of operations for year end giving
The sequence matters more than the amount.
Charitable givingThe sequence
In draft - 04Dec ’26Dec ’26
The trust written for a family that changed
Documents that were immaculate, and pointed at the wrong outcome.
Estate & legacyIn practice
In draft - 05Jan ’27Jan ’27
What is the money actually for?
The question that comes before every allocation decision.
Freedom & life designPlanning vs. design
In draft - 06Feb ’27Feb ’27
The tax drag you never see on a statement
Asset location, harvesting, and withdrawal sequencing.
Tax strategyThe quiet risk
In draft - 07Mar ’27Mar ’27
Policies bought at milestones, never revisited
What’s redundant, what’s exposed, what’s stale.
Risk & insuranceThe quiet risk
In draft - 08Apr ’27Apr ’27
Three excellent advisors, working against each other
One reducing risk while another concentrates it.
Tax strategyIn practice
In draft - 09May ’27May ’27
The window right after an exit
One time elections that are easy to get expensively wrong.
Liquidity & transitionsThe quiet risk
In draft - 10Jun ’27Jun ’27
Turning a portfolio into a paycheck
Why accumulation skills don’t transfer to decumulation.
Income & cash flowPlanning vs. design
In draft - 11Jul ’27Jul ’27
Passing on values, not just assets
The harder design underneath the documents.
Estate & legacyThe quiet risk
In draft - 12Aug ’27Aug ’27
The annual coordination check
A short self audit across all eight domains.
All eight domainsThe sequence
In draft
Twelve issues, one a month, on the second Tuesday. Every one of the eight domains gets covered once. The schedule is published in advance because the sequence is the point — this is a designed year, not a stream of posts.
Done in order, the twelve add up to one thing.
A coordination audit of your own picture, completed fifteen minutes at a time over a year. Tick them off as you go. Most people find something in the first one.
Checks complete
1 available now. 11 arrive with the issues still to come.
Domains examined 0/8
- Tax strategy
- Equity & concentration
- Liquidity & transitions
- Risk & insurance
- Estate & legacy
- Charitable giving
- Income & cash flow
- Freedom & life design
Saved in this browser only. Nothing you tick is sent anywhere, and there is nothing to sign into.
- 01
Read every beneficiary line you have on file
- 02
When one company becomes your whole plan
OctEquity & concentrationArrives October - 03
The order of operations for year end giving
NovCharitable givingArrives November - 04
The trust written for a family that changed
DecEstate & legacyArrives December - 05
What is the money actually for?
JanFreedom & life designArrives January - 06
The tax drag you never see on a statement
FebTax strategyArrives February - 07
Policies bought at milestones, never revisited
MarRisk & insuranceArrives March - 08
Three excellent advisors, working against each other
AprTax strategyArrives April - 09
The window right after an exit
MayLiquidity & transitionsArrives May - 10
Turning a portfolio into a paycheck
JunIncome & cash flowArrives June - 11
Passing on values, not just assets
JulEstate & legacyArrives July - 12
The annual coordination check
AugAll eight domainsArrives August
One check is live today. The rest arrive with their issues, on the second Tuesday of each month. If you’d rather not wait twelve months to have the whole picture looked at, that’s what the Blueprint is.
Second Tuesday, from Gary directly.
It arrives from his own address, in plain text, at four to six hundred words. Short enough to finish standing up.
Replies reach him and get answered personally.
Telling us what’s most relevant to you is optional. It only changes which issues get flagged for you first — everyone gets all twelve.